Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Retirement Plan Choices for Small Businesses Retirement choices can be intimidating. Picking the right strategy. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.